[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.smtpl.cz\/urokove-sazby-stavebnich-sporeni-se-zvysuji\/#Article","mainEntityOfPage":"https:\/\/www.smtpl.cz\/urokove-sazby-stavebnich-sporeni-se-zvysuji\/","headline":"\u00darokov\u00e9 sazby stavebn\u00edch spo\u0159en\u00ed se zvy\u0161uj\u00ed","name":"\u00darokov\u00e9 sazby stavebn\u00edch spo\u0159en\u00ed se zvy\u0161uj\u00ed","description":"Stavebn\u00ed spo\u0159en\u00ed se op\u011bt dost\u00e1v\u00e1 do podv\u011bdom\u00ed lid\u00ed, kte\u0159\u00ed se zaj\u00edmaj\u00ed o sv\u00e9 \u00faspory. Z celkov\u00e9ho hlediska roste nejen aktivita spo\u0159itelen ve snaze prodeje t\u011bchto slu\u017eeb a produkt\u016f, ale tak\u00e9 se vylep\u0161uj\u00ed nab\u00eddky. N\u011bkter\u00e9 banky a spo\u0159itelny nyn\u00ed u stavebn\u00edch spo\u0159itelen zvy\u0161uje \u00faro\u010den\u00ed vklad\u016f. Od 20. kv\u011btna nav\u00fd\u0161il u stavebn\u00edho spo\u0159en\u00ed \u00farokovou sazbu nap\u0159\u00edklad W\u00fcstenrot. […]","datePublished":"2019-06-01","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.smtpl.cz\/author\/#Person","name":"","url":"https:\/\/www.smtpl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c47baa405891a9bbddd7acd919a692d2b0c5a8f5f5ac49161535688cab5c72a8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c47baa405891a9bbddd7acd919a692d2b0c5a8f5f5ac49161535688cab5c72a8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"smtpl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.smtpl.cz\/wp-content\/uploads\/img_a347263_w2583_t1561474933.png","url":"https:\/\/www.smtpl.cz\/wp-content\/uploads\/img_a347263_w2583_t1561474933.png","height":0,"width":0},"url":"https:\/\/www.smtpl.cz\/urokove-sazby-stavebnich-sporeni-se-zvysuji\/","wordCount":418,"articleBody":"Stavebn\u00ed spo\u0159en\u00ed se op\u011bt dost\u00e1v\u00e1 do podv\u011bdom\u00ed lid\u00ed, kte\u0159\u00ed se zaj\u00edmaj\u00ed o sv\u00e9 \u00faspory. Z celkov\u00e9ho hlediska roste nejen aktivita spo\u0159itelen ve snaze prodeje t\u011bchto slu\u017eeb a produkt\u016f, ale tak\u00e9 se vylep\u0161uj\u00ed nab\u00eddky. N\u011bkter\u00e9 banky a spo\u0159itelny nyn\u00ed u stavebn\u00edch spo\u0159itelen zvy\u0161uje \u00faro\u010den\u00ed vklad\u016f.Od 20. kv\u011btna nav\u00fd\u0161il u stavebn\u00edho spo\u0159en\u00ed \u00farokovou sazbu nap\u0159\u00edklad W\u00fcstenrot. Tuto zv\u00fd\u0161enou sazbu v\u0161ak mohou klienti z\u00edskat v\u00fdhradn\u011b p\u0159i sjedn\u00e1n\u00ed produktu po internetu nebo prost\u0159ednictv\u00edm jejich poradc\u016f. \u00darokov\u00e1 sazba, kter\u00e1 je nyn\u00ed v nab\u00eddce, \u010din\u00ed 1,2 procenta a je aktu\u00e1ln\u011b mezi nejlep\u0161\u00edmi nab\u00eddkami na trhu. \u00dapln\u011b nejvy\u0161\u0161\u00ed sazbu u \u00faro\u010den\u00ed v kladu m\u00e1 v\u0161ak podle v\u0161eho aktu\u00e1ln\u011b Raiffeisen stavebn\u00ed spo\u0159itelna, kter\u00e1 m\u00e1 vytvo\u0159en\u00fd speci\u00e1ln\u00ed tarif s \u00farokovou sazbou dokonce 1,5 procenta. Tento produkt v\u0161ak c\u00edl\u00ed v\u00fdhradn\u011b na mlad\u00e9 lidi do 25 let a d\u00e1le je ur\u010den pro d\u011bti.Pokud jde o to, kdy je p\u0159i aktu\u00e1ln\u00ed \u00farokov\u00e9 sazb\u011b ve v\u00fd\u0161i 1,2 procenta, stavebn\u00ed spo\u0159en\u00ed nejv\u00fdhodn\u011bj\u0161\u00ed, je pot\u0159eba si uv\u011bdomit, \u017ee optim\u00e1ln\u00ed vklady p\u0159i \u0161estilet\u00e9 v\u00e1zac\u00ed dob\u011b jsou pak 1 666 korun m\u011bs\u00ed\u010dn\u011b. P\u0159i tomto vkladu a p\u0159i zapo\u010dten\u00ed st\u00e1tn\u00ed podpory a dal\u0161\u00edch poplatk\u016f, je mo\u017en\u00e9 dos\u00e1hnout celkov\u00e9ho zhodnocen\u00ed 3, 63 procenta. P\u0159i desetilet\u00e9m spo\u0159en\u00ed pak tato sazba kles\u00e1 na 2,58 procent. Ale i to je st\u00e1le velmi v\u00fdhodn\u00e1 situace v porovn\u00e1n\u00ed s ostatn\u00edmi produkty. D\u00edky st\u00e1tn\u00ed podpo\u0159e, kter\u00e1 m\u016f\u017ee b\u00fdt a\u017e 2 000 korun ro\u010dn\u011b, je v \u0161estilet\u00e9m a\u017e desetilet\u00e9m horizontu stavebn\u00ed spo\u0159en\u00ed nejlep\u0161\u00ed volbou, jak konzervativn\u011b spo\u0159it pen\u00edze.Na \u010cesk\u00e9m trhu je aktu\u00e1ln\u011b celkem p\u011bt stavebn\u00edch spo\u0159itelen. Pakli\u017ee jste se rozhodli, \u017ee budete p\u0159edev\u0161\u00edm spo\u0159it pro sebe \u010di sv\u00e9 d\u011bti, m\u011bli byste br\u00e1t v \u00favahu t\u0159i z\u00e1kladn\u00ed ukazatele p\u0159i v\u00fdb\u011bru spr\u00e1vn\u00e9ho produktu.\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00darokov\u00e1 sazba\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poplatek za z\u0159\u00edzen\u00ed a veden\u00ed smlouvy\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Aktu\u00e1ln\u00ed akceSituace na trhu se stavebn\u00edm spo\u0159en\u00ed je aktu\u00e1ln\u011b velmi zaj\u00edmav\u00e1 t\u00edm, \u017ee v\u0161echny spo\u0159itelny nab\u00edz\u00ed zaj\u00edmav\u00e9 ak\u010dn\u00ed nab\u00eddky, a\u0165 u\u017e se jedn\u00e1 o nulov\u00fd z\u0159izovac\u00ed poplatek \u010di vysok\u00e9 \u00farokov\u00e9 sazby.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00darokov\u00e9 sazby stavebn\u00edch spo\u0159en\u00ed se zvy\u0161uj\u00ed","item":"https:\/\/www.smtpl.cz\/urokove-sazby-stavebnich-sporeni-se-zvysuji\/#breadcrumbitem"}]}]